Scotts Hill Elementary’s 8th grade students recently participated in the “On My Own” program presented through the local 4-H Extension Office, gaining valuable, real-world experience in financial decision-making and life skills. This hands-on program is designed to help students understand the responsibilities that come with adulthood by placing them in realistic budgeting scenarios.
During the simulation, students were assigned careers, salaries, and family situations, then challenged to manage monthly expenses such as housing, transportation, groceries, childcare, and more. As they moved through different stations, they made important financial choices, learning quickly how budgeting, prioritizing needs, and making informed decisions can impact their overall financial stability.
The experience opened students’ eyes to the realities of independent living, encouraging critical thinking and problem-solving skills. Many students were surprised by how quickly expenses add up and how important it is to plan ahead.
Scotts Hill Elementary is proud of its 8th graders for their engagement and maturity throughout the program. Opportunities like “On My Own” provide meaningful, real-life learning experiences that prepare students for future success beyond the classroom.